YWS FINANCIAL SERVICES
Insurance · Life, Health & General
Review coverage, exclusions, waiting periods, limits and claim requirements.
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About this area
Insurance is intended to address specified risks under a policy contract. Coverage depends on definitions, exclusions, limits, waiting periods, disclosures and claim conditions, so the policy wording matters.
What to understand
- Match the type and amount of cover to the risk and people to protect.
- Read exclusions, waiting periods, deductibles, sub-limits and renewal terms.
- Understand disclosures and the documents needed for a claim.
Questions to ask
- What events are covered and which are specifically excluded?
- Could a waiting period, limit or deductible affect a claim?
- Is the insurer and intermediary authorized for this product?