YWS FINANCIAL SERVICES
Mutual Funds & SIP
Learn how fund types, costs, risk labels and regular investing work.
Ask about this service
About this area
Mutual funds pool money from investors and invest according to a stated mandate. A systematic investment plan (SIP) is a way to invest at regular intervals; it does not assure a profit or protect against market losses.
What to understand
- Compare the scheme objective, benchmark, portfolio and riskometer.
- Review expense ratio, exit load, taxes and the official scheme documents.
- Understand how SIP dates, amounts and market fluctuations affect units purchased.
Questions to ask
- Does the fund match my goal and investment horizon?
- What losses could occur, and can I stay invested through them?
- Have I read the latest scheme information document and key information memorandum?